A.M. Best is the most experienced rating agency for insurance companies, having been in business since 1906.

Its Financial Strength Rating is recognized worldwide as the benchmark for assessing and comparing the financial stability of insurance companies.

The Top Ratings for Life Insurance:

1. A++ and A+ (Superior) — Assigned to companies that have, in A.M. Best’s opinion, a superior ability to meet their ongoing financial obligations to their life insurance policyholders.
   
2. A and A- (Excellent) �...

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Life insurance carrier ratings are an indication of an insurer's financial stability and the insurer's ability to meet their financial obligations which may include being able to pay the claims people make on their insurance policies with the insurance company.

There are several independent rating agencies that review the financials of insurance companies and issue financial ratings attesting to the financial strength of an insurance carrier.

Some of the leading independent rating services incl...
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If you're shopping for life insurance or own a policy you may be wondering about the financial security of your life insurance company.

Financial ratings are an indication of an insurer's ability to pay their claims and meet their financial obligations. It basically is a sign of how strong and financially secure a life insurance company is and how they compare to other insurers.

Several independent rating services review the financials of insurers and issue a financial strength rating. leading ...
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